Disclaimer: Please disregard the terms & conditions on the brochure.  We are not responsible for any Gold Packs lost in the mail by USPS.  We are a very honest, and trustworthy company; sometimes things do get lost in the mail outside our control.  If you wish to insure your pack, please purchase insurance in the amount you wish to insure it for.  By returning the pack to us, you are declaring that you are the lawful owner of the items.  If you wish to reject our offer, and send your items back; it is your responsibility to make successful contact with us regarding your decision via our website.  If you don"t successfully make contact with us within 12 days of the checks date, you will not be able to get your gold back.